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It is often said that a car can be a deadly weapon if used wrongly. Injuries caused in road accidents can be the most serious and life changing ones. For this reason courts will expect drivers and riders to take great care and to follow the Highway Code. If they don't, and you are in the wrong place at the wrong time, motorists must have insurance to pay for the damage they cause.
Even where the defendant is uninsured, the victim is protected by the Motor Insurers' Bureau. This covers incidents where the motorist has breached the terms of their insurance, or where they never had insurance in the first place. The MIB also covers victims of untraced "hit and run" drivers.
In recent years, changes in the law have aimed to reduce the number of claims for more minor injuries by making them more difficult and restricting the level of compensation. Compensation for whiplash injuries in particular is now quite limited, but often people involved in accidents have other injuries besides whiplash, which can make a claim more worthwhile.



